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FedPayments® Reporter Service for Check Services Frequently Asked Questions

Check Advanced Notice Return Report

  1. What is the format of the reports?

    There are two report formats available. Both reports contain the same information about the return items, but one option includes the check images.

    • A non-image report in Microsoft® Excel® format lists each return item available at the time the report is generated for the Bank of First Deposit (BOFD).
    • An image report in PDF format lists each return item available at the time the report is generated, including a rendering of the front and rear images of the return items.

  2. What information is included in the reports?

    The reports contain the following return data:

    • Return reason code and description
    • BOFD information
    • Payor information
    • Receipt Date and Time
    • Presentment Date and Time (i.e., when returns are scheduled to be presented to the BOFD)

    Return items are listed by amount in descending order, so that the highest dollar value return is always listed first in the report.

  3. At what times will the reports be available?

    The reports can be scheduled for creation and delivery to the BOFD at the top of any hour over a 22-hour period, which begins at 4 p.m. ET on a given day and ends at 2 p.m. ET on the following day. Reports can be scheduled multiple times during this period, for example at 5 p.m. ET and again at 8 a.m. ET.

  4. What return items are included on the reports?

    The report lists all return items received and accepted by the Federal Reserve Banks for the BOFD up to that point on a given processing date, with an amount equal to or greater than the dollar value threshold set by the BOFD for the report(s). The report may include return items that have not yet been presented to the BOFD. If no return items are available at the report generation time, the report will still be generated indicating that no returns were available.

  5. How many return items are included on the report?

    The Excel non-image report will list up to 20,000 return items, and the PDF image report will include up to 100 return items.

  6. Will Check reports be delivered to the same secure portal as ACH reports?

    The reports will be delivered as encrypted emails and will leverage the same ZixCorp site as FedPayments Reporter for ACH. DFIs with ZixCorp will receive the emails directly in their inbox. Non-ZixCorp customers will receive the emails into the same Internet portal as FedPayments Reporter for ACH.

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