Innovation Spotlight

The Innovation Spotlight series explores real-world use cases that are changing the way businesses and consumers make payments. Learn how industry leaders leverage instant payments and the FedNow® Service to bring their customers cutting-edge products and solutions.


a person using their phone to scan a qr code

Digital wallets

Learn how digital wallet providers can leverage instant payments to reduce friction and boost user satisfaction while driving user growth and engagement with their products.

Read More about digital wallets.


a person using their phone to scan a qr code

QR code transactions

Learn about new instant payment innovation happening in the QR code space and how it's enabling businesses and consumers to streamline payment experiences.

Read More about QR code transactions.


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Payroll transactions

Learn how instant payments help streamline payroll transactions, benefiting both employers and employees.

Read More about Payroll transactions.


a set of keys with a house-shaped keychain

Real estate purchases

Learn how instant payments can help manual processes and streamline complex real estate transactions.

Read More about Real estate purchases.


circuitry in the shape of a dollar sign

Microdeposits

Learn how instant microdeposits minimize friction, reduce fraud risk and improve customer experience.

Read More about Microdeposits.


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