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FedPayments® Reporter Service for Check Services

The FedPayments Reporter Service for Check offers Financial Institutions new reporting capabilities for checks processed by the Federal Reserve Banks. Reports available within the service are delivered to the recipient in encrypted emails sent by the Federal Reserve Banks. Each report available within the service has a unique configuration and scheduling criteria as discussed below.

To learn more about the benefits of the FedPayments Reporter Service for Check Service, request that we contact you (Off-site) regarding your interest in the service.

Advanced Notice Return Reporting

The Check Advanced Notice Return Report provides the Bank of First Deposit (BOFD) with advanced notice of return items that will be delivered to it in an electronic return cash letter sent by the Federal Reserve Banks. This enables the BOFD to assess the impact of a check return item earlier in the business day. The BOFD will then have an opportunity to pass select information to its customers, and take its own proactive actions to help protect against fraudulent activity that may result from funds being withdrawn before the return item has been received and processed by the BOFD.

At the time the report is generated, the Advanced Notice Return Report will contain a listing of returns available — received and validated by the Federal Reserve Banks. The report is available in two formats:

  • The non-image report is available in a Microsoft® Excel® (xlsx) format.
  • The image version of the report is available in PDF format and includes a black-and-white image of the front and back of each check. Images contained within this report are not negotiable and may not be used as either electronic checks or electronic returned checks.
The Advanced Notice Return Reports can be scheduled for creation and delivery to the BOFD at the beginning of each hour (unless indicated otherwise below) during the following periods (Eastern Time):
Report Schedule Options 12 a.m. - 2 p.m. 2 p.m. - 4 p.m. 4 p.m. 4:30 p.m. 5 p.m. 5:30 p.m. 6 p.m. - 12 p.m.
Sunday
Monday, Tuesday, Wednesday, Thursday, Friday Is Supported Is Supported Is Supported Is Supported Is Supported Is Supported
Saturday 6 a.m. only

The report is available only to financial institutions that receive separately sorted electronic cash letters (i.e., return cash letters that contain items drawn on only one institution).

Advanced Notice Payor Reporting

The Check Advanced Notice Payor Report provides the paying institution with advanced notice of forward presentment items that will be delivered to it in an electronic cash letter sent by the Federal Reserve Banks. This enables the paying institution to have access to more timely notice of forward presentment items to be able to address the impact of select items to any of its account holders (corporate and consumer) and to provide timely notice of all check presentment items directly to each corporate account holder for control disbursement and reverse positive pay needs.

At the time the report is generated, the Advanced Notice Payor Report will contain a listing of electronic forward items available – received, validated and optionally repaired by the Federal Reserve Banks. The report is available in two formats:

  • The non-image report is available in a Microsoft® Excel® (xlsx) format.
  • The image version of the report is available in PDF format and includes a black-and-white image of the front and back of each check. Images contained within this report are not negotiable and may not be used as electronic checks.
The Advanced Notice Payor Reports for financial institutions can be scheduled for creation and delivery to the paying institution at the beginning of each hour (unless indicated otherwise below) during the following periods (Eastern Time):
Report Schedule Options 12 a.m. - 2 p.m. 2 p.m. - 4 p.m. 4 p.m. 4:30 p.m. 5 p.m. 5:30 p.m. 6 p.m. - 12 p.m.
Sunday
Monday, Tuesday, Wednesday, Thursday, Friday Is Supported Is Supported Is Supported Is Supported Is Supported Is Supported
Saturday 6 a.m. only

The Advanced Notice Payor Reports for corporate customers can be scheduled only at 10 a.m. ET or 12 p.m. ET each weekday, and must be self-administered through the FedPayments Reporter user interface that is accessible in FedACH through FedLine Web® or FedLine Advantage®.

Discover the benefits of the FedPayments Reporter Service for Check Services

  • Generate reports automatically on a schedule determined by your financial institution
  • Receive reports in file formats of your choice
  • Receive automated email notifications
  • Retrieve reports via an encrypted email service

Learn More

Easy Sign-up

Customers need to submit a FedMail® Request Form for the Check 21 FedPayments Reporter service to add the email addresses for delivery of the reports, and the Check 21 Services Agreement FedPayments Reporter - Service Request Form Appendix J (PDF) to receive the report(s). Appendix J includes the information necessary to configure and schedule the report(s).

Questions? Contact FedACH® and Check Services Customer Support or your account executive.

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