FedNow Service

FedNow^® Service network intelligence API launches

Financial institutions and service providers sending instant payments over the FedNow Service now have access to a new risk mitigation tool that will empower them to send instant payments with confidence. With the network intelligence API, FedNow participants can access receiver account-level data observed over the service, adding an extra layer of information to help them assess the risk of a potential payment.

Fraud Mitigation

New Account Takeover Fraud Mitigation Toolkit, additional enhancements

Reports of financial scams and fraud are continuing to escalate in number and sophistication year over year. The use of modern technology and increase in new, emerging tactics are helping criminals be more successful than ever in their attempts to steal funds from individuals and businesses. Even older, less complex methods of fraud and scams are becoming more believable and harder to identify due to current techniques.

Risk Management

2026 Risk Officer Report: Fraud on the rise with checks and debit cards being hit hardest

Fraud trends are rising across all payment types, according to the 2026 Risk Officer Report. In the last quarter of 2025, Federal Reserve Financial Services surveyed more than 400 risk professionals at financial institutions, who reported increased fraud challenges across the U.S. financial ecosystem.

General

Help avoid service interruption: Ensure your forms are up to date

To use the products and services provided by Federal Reserve Financial Services (FRFS) without service interruption, it is critical that the necessary forms your institution has on file with FRFS remain up to date.

FedNow® Service network intelligence API launches

New Account Takeover Fraud Mitigation Toolkit, additional enhancements

2026 Risk Officer Report: Fraud on the rise with checks and debit cards being hit hardest

Help avoid service interruption: Ensure your forms are up to date

FedNow^® Service network intelligence API launches