FedNow® APIs
FedNow APIs are available via FedNow DevRel. An access point for FedNow DevRel is available through FedLine® Developer.
Account Balance
Category: Account Management
Use Cases
Aligns with existing reporting capabilities and provides account balance reports for master accounts and a subset of the account balance report for subaccounts.
Benefits
- Avoid overnight overdrafts and stay within intraday overdraft capacity (i.e., ensure compliance with Federal Reserve policies).
- Supports FedNow participants in managing their master account balances.
Participant List
Category: Service Management
Use Cases
Provides a daily listing of all routing transit numbers (RTNs) enabled on the FedNow Service (similar to the admi.998 participant list). The participant list API can be called at any time, although the list changes only at the start of each cycle date.
Benefits
- Helps reduce payment rejections by ensuring systems have an updated listing of RTNs that can receive payments via the FedNow Service.
- A list of active FedNow participants can be requested at any time.
Ping
Category: Service Management
Use Cases
Checks API connection to the FedNow Service and is used when first setting up API connectivity or confirming connectivity. Participants are required to use the Ping API to confirm connectivity to the FedNow Service during onboarding. Ping API usage is otherwise optional.
Benefits
- Quickly verify whether a successful connection can be established to FedNow Service APIs.