FedACH® Services 2014 Fee Schedule

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FedACH Origination and Receipt Fees

Product/Tier Billing Code Fee
Minimum monthly fee - forward origination1 57208 $35.00
Minimum monthly fee - receipt2 57209 $25.00
Origination (per item or record)3
Item in small file - forward or return 57201, 57202, 57205 $ 0.0030
Item in large file - forward or return 57211, 57212, 57215 $ 0.0025
Addenda record 57219 $ 0.0015
FedLine Web-originated Return/NOC4 57207 $ 0.35
Facsimile Exception Return/NOC5 57240 $ 45.00
Automated NOC 57245 $ 0.20
Volume Discounts (based on monthly billed receipt volume)6:    
Per item when receipt volume 10,000,001 – 17,500,000 57216 $0.0002 (discount)
Per item when receipt volume > 17,500,000 57217 $0.0003 (discount)
Receipt (per item or record)
Forward item 57220 $ 0.0025
Return Item 57221 $ 0.0075
Addenda record 57222 $ 0.0015
On-Us Receipt Credit7 57261 $ 0.0025 (discount)
Volume Discounts (forward items excluding FedACH SameDay Service items):    
Non-Premium Receivers (RDFIs receiving less than 90 percent of total volume via FedACH):    
Items 1,000,001 – 12,500,000 per month8
57253 $ 0.0007 (discount)
Per item when volume > 12,500,000 per month9 57254 $ 0.0009 (discount)
Premium Receivers - Level One (RDFIs receiving at least 90 percent of FedACH-originated items through FedACH):    
Items 1,000,001 – 2,500,000 per month8 57253 $ 0.0007 (discount)
Per item when volume is 2,500,001 – 12,500,000 per month9 57256 $ 0.0008 (discount)
Per item when volume > 12,500,000 per month9 57257 $ 0.0010 (discount)
Premium Receivers - Level Two (RDFIs receiving at least 90 percent of ACH items originated through FedACH or the private sector operator):    
Items 1,000,001 – 2,500,000 per month8 57253 $ 0.0007 (discount)
Per item when volume is 2,500,001 – 12,500,000 per month9 57266 $ 0.0009 (discount)
Per item when volume > 12,500,000 per month9 57267 $ 0.0011 (discount)

Origination and Receipt Fees Footnotes:
1 Any ODFI incurring less than $35 in forward value and non-value item origination fees will be charged a variable amount to reach the minimum.
2 Any RDFI not originating forward value and non-value items and incurring less than $25 in receipt fees will be charged a variable amount to reach the minimum.
3 Small files contain fewer than 2,500 items; large files contain 2,500 or more items.
4 The fee includes the item and addenda fees in addition to the conversion fee.
5 The fee includes the item and addenda fees in addition to the conversion fee. Reserve Banks also assess a $30 fee for every government paper return/NOC they process.
6Origination discounts apply only to those items received by FedACH receiving points and are available only to Premium Receivers.
7 RDFI originating and receiving items on the same RTN.
8 This per-item discount is a reduction to the standard receipt fees listed in this fee schedule.
9 Receipt volumes at these levels qualify for the waterfall discount which includes all FedACH receipt items.

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FedACH SameDay Service

Product/Tier Billing Code Fee
Origination (per item or record)3
Forward item in a small file10 57600 $ 0.0030 (surcharge)
Forward item in a large file10 57601 $ 0.0035 (surcharge)
Addenda record10 57602 $ 0.0015 (surcharge)
Return item in a small file11 57603 $ 0.0030 (discount)
Return item in a large file11 57604 $ 0.0025 (discount)
Return addenda record11 57608 $ 0.0015 (discount)
Receipt
Forward item8 57605 $ 0.0025 (discount)
Return item8 57607 $ 0.0075 (discount)
Addenda record (forward/return)8 57606 / 57609 $ 0.0015 (discount)

FedACH SameDay Service Footnotes:
10 This per-item surcharge is in addition to the standard origination fees listed in the Origination and Receipt fee schedule.
11 This per-item discount is a reduction to the standard origination fees listed in the Origination and Receipt fee schedule.

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FedACH Risk Management Services

Product/Tier Billing Code Fee
Monitoring Criteria12
Monthly Package Fee (a single fee based on total number of criteria sets)
For up to 5 criteria sets 57920 $35.00
For 6-11 criteria sets 57921 $70.00
For 12-23 criteria sets 57922 $125.00
For 24-47 criteria sets 57923 $150.00
For 48-95 criteria sets 57924 $250.00
For 96-191 criteria sets 57925 $425.00
For 192-383 criteria sets 57926 $675.00
For 384-584 criteria sets 57927 $850.00
For more than 584 criteria sets 57928 $1,100.00
Batch/Item Monitoring    
For total monthly volume ≤ 500,000 57803 $ 0.007/batch
For total monthly volume > 500,000 57813 $ 0.0035/batch

FedACH Risk Management Services Footnotes:
12 Criteria may be set for both the Origination Monitoring Service and the RDFI Alert Service. Subscribers with no criteria set up will be assessed the $35 monthly package fee.

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FedPayments Reporter Service

Product/Tier Billing Code Fee
Receiver Setup Report   Included in access fee
Monthly Package (counts reflect reports generated as well as delivered via FedLine)
Reports Included in Monthly Package    
ACH Volume Summary by SEC Code - Customer
Customer Transaction Activity
Death Notification
International (IAT)
Notification of Change
Payment Data Information File
Remittance Advice Detail
Remittance Advice Summary
Return Item
Return Ratio
Social Security Beneficiary
Originator Setup
Report Delivery via FedLine Access Solution
On Demand Reports13:
57701
On Demand Reports:
$ 1.00/report generated
Monthly Package Fee (a single fee based on total reports)    
For up to 50 reports 57900 $35.00
For 51-150 reports 57901 $55.00
For 151-500 reports 57902 $100.00
For 501-1,000 reports 57903 $180.00
For 1,001-1,500 reports 57904 $260.00
For 1,501-2,500 reports 57905 $420.00
For 2,501-3,500 reports 57906 $580.00
For 3,501-4,500 reports 57907 $740.00
For 4,501-5,500 reports 57908 $900.00
For 5,501-7,000 reports 57909 $1,100.00
For 7,001-8,500 reports 57910 $1,300.00
For more than 8,500 reports 57911 $1,500.00
Premier Reports (per report generated)13
ACH Volume Summary by SEC Code Report - DFI    
Reports 1 through 5 57728 $ 10.00
Reports 6 through 10 57738 $  6.00
Reports 11+ 57748 $  1.00
On Demand 57726 $  1.00 (surcharge)
ACH Volume Summary by SEC Code Report – Customer    
On Demand 57727 $  1.00 (surcharge)
Monthly ACH Routing Number Activity Report    
Reports 1 through 5 57703 $ 10.00
Reports 6 through 10 57713 $ 6.00
Reports 11+ 57723 $ 1.00
On-us Inclusion
Participation 57710 $ 10.00/month/RTN
Per Item 57707 $ 0.0030
Per Addenda 57708 $ 0.0015
Report Delivery
Via encrypted email 57702 $ 0.20/email

13 Premier reports generated on demand are subject to the package/tiered fees plus a surcharge.

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Other Fees

Product/Tier Billing Code Fee
Miscellaneous
Account servicing14 57234 $ 45.00/RTN/month
FedACH settlement15 57233, 57932 $ 55.00/RTN/month
FedACH information file extract 57227 $ 100.00/RTN/month
IAT output file sort 57276 $ 75.00/RTN/month
Fixed participation fee - Automated NOCs16 57246 $ 5.00/RTN/month
Non-Electronic Input/Output17
CD/DVD 57242, 57243 $ 50.00/CD or DVD
Paper 57244 $ 50.00/file or report
NACHA Network Administration Fees
NACHA Admin Network Fee/month 57998 $ 15.00/RTN
NACHA Admin Network Fee/entry 57999 $ 0.000145

Other Fees Footnotes:
14 The fee applies to routing numbers that have received or originated FedACH transactions during a month. Institutions that receive only U.S. government transactions or that elect to use a private sector operator exclusively are not assessed the fee.
15 The fee applies to any routing number with activity during a month. This fee does not apply to routing numbers that use the Reserve Banks for U.S. government transactions only.
16 Fee will be assessed only when automated NOCs are generated.
17 Limited services are offered in contingency situations.

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FedGlobal ACH Payments18

Product/Tier Billing Code Fee
Canada Service
Item originated to Canada19 57223 $ 0.62 (surcharge)
Return received from Canada20 57224 $ 0.99 (surcharge)
Trace of item at receiving gateway 57226 $ 5.50
Trace of item not at receiving gateway 57226 $ 7.00
Mexico Service
Item originated to Mexico19 57275 $ 0.67 (surcharge)
Return received from Mexico20 57285 $ 0.91 (surcharge)
Item trace 57295 $ 13.50
A2R item originated to Mexico19 57263 $ 3.45 (surcharge)
F3X item originated to Mexico19 57264 $ 0.67 (surcharge)
Panama Service
Item originated to Panama19 57500 $ 0.72 (surcharge)
Return received from Panama20 57501 $ 1.00 (surcharge)
Item trace 57504 $ 7.00
NOC 57506 $ 0.72
Latin America Service
A2R item originated to Latin America19 57526 $ 4.40 (surcharge)
Return received from Latin America20 57527 $ 0.72 (surcharge)
Item trace 57530 $ 5.00
Europe Service
Item originated to Europe19 57520 $ 1.25 (surcharge)
F3X item originated to Europe19 57532 $ 1.25 (surcharge)
Return received from Europe20 57521 $ 1.35 (surcharge)
Item trace 57524 $7.00

FedGlobal ACH Payments Footnotes:
18 The international fees and surcharges vary from country to country as these are negotiated with each international gateway operator.
19 This per-item surcharge is in addition to the standard domestic origination fees listed in this fee schedule.
20 This per-item surcharge is in addition to the standard domestic receipt fees listed in this fee schedule.

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All prices effective January 2, 2014 unless otherwise noted.