Education and Resources

Conference Connection: Shaping payments innovation at spring 2026 events

Federal Reserve Financial Services will be engaged at key industry events this spring to connect on innovations in payments, including the FedNow^® Service and the latest developments and trends in instant payment adoption, continued efforts in fraud and scams mitigation, the value and opportunities of payment standards, and much more.

Fraud Mitigation

Account takeover fraud: A persistent threat

Account takeover fraud occurs when bad actors gain unauthorized account access to an account — and it poses many challenges for financial institutions and their customers. Criminals controlling these accounts can cause significant losses for both victims and financial institutions by withdrawing or transferring funds, making unauthorized purchases or selling account details to other criminals.

Risk Management

Prepare for tax season payment risks with these powerful tools

Tax season is about to begin, and it is important to act now to monitor your payments. Federal Reserve Financial Services can help financial institutions protect against financial losses and avoid overnight overdrafts with tools and support that they need to handle issues.

FedNow Service

Instant payments grow the impact of digital wallets

In today's digital economy, consumers and businesses demand immediate access to their funds and the ability to move money seamlessly. According to recent Federal Reserve Financial Services surveys, 58% of consumers reported using digital wallets to meet their needs for fast, flexible payments.