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FedACH® Platform Modernization Resource Center

The Federal Reserve Banks are modernizing the platform we use to support ACH processing services. This resource center presents information about the upcoming technology modernization and the impact on FedACH Services.

Testing information

We have performed extensive internal testing to ensure operational readiness of the new platform. Formal, scheduled testing with the Federal Reserve Banks (creating output test files) and financial institutions and processors who send and receive files directly with the Federal Reserve Banks has concluded; occurred in waves from August 3, 2020 - October 23, 2020.

While we have completed our formal, scheduled testing in the new environment, you are able to conduct normal/regular testing in the new environment to help ensure your systems are compatible with our modernized platform.

Testing can be scheduled using our FedACH Services Test Request Form (Off-site).

Frequently Asked Questions (FAQs)

Updated as of October 28, 2020

The Federal Reserve Banks are committed to providing the answers and information you need during our Automated Clearing House (ACH) modernization effort. The answers to many of our customers' most frequently asked questions can be found using the links below.

If your question is not answered by the information provided on the site, please check back periodically as we will continue to update this page throughout the modernization effort. Also, the Contact page provides a comprehensive list of service and support contacts that can assist you.

  1. What is the FedACH Platform Modernization Project?

    The Federal Reserve Banks are modernizing the platform we use to support ACH processing services by making a strategic investment in newer technology to ensure the continuing efficiency and business value of FedACH Services.

  2. Why is the Federal Reserve modernizing their FedACH platform?

    As the payments landscape continues to evolve toward faster and more secure processing, it is essential for us to take steps now to modernize our FedACH processing platform. We are designing a more distributed processing infrastructure that will allow more flexibility and scalability.

  3. When will the transition to this new platform take place?

    The implementation date for the new processing system will be announced a minimum of 30 days advanced of the implementation.

  4. How will I be informed of project activities such as testing and transition schedules?

    Project updates will be communicated on the Communications page and this resource center.

  5. Will a freeze period be implemented during the project?

    As the transition date approaches, a customer change freeze period may be implemented. In the event of a freeze, financial institutions will be provided details in advance of the start of the freeze period.

  6. Whom do I contact if I have questions related to the project?

    FedACH and Check Services Customer Support are available to assist with any questions related to this project.


If you have questions, please contact FedACH and Check Services Customer Support at P: (877) 372-2457 or contact your account executive.

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