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FedACH® Services 2017 Fee Schedule

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FedACH Origination and Receipt Fees

Product Fees
Product/Tier Billing Code Fee
Minimum monthly fee - forward origination1 57208 $50.00
Minimum monthly fee - receipt2 57209 $40.00
Origination (per item or record)
Product/Tier Billing Code Fee
Item fee - forward or return 57201, 57202, 57205, 57211, 57212, 57215 $0.0032
Volume Discounts (based on monthly billed origination volume):
Per item when origination volume is 750,001 – 1,500,0003 57228 $0.0005 (discount)
Per item when origination volume > 1,500,0003 57229 $0.0007 (discount)
Volume Discounts (based on monthly billed receipt volume)4:
Per item when receipt volume 10,000,001 – 15,000,000 57216 $0.0002 (discount)
Per item when receipt volume > 15,000,000 57217 $0.0003 (discount)
SameDay Service – forward item5 57620 $0.0010 (surcharge)
Addenda record 57219 $0.0015
FedLine Web®-originated Return/NOC6 57207 $0.35
SameDay Exception Return 57247 $45.00
Facsimile Exception Return/NOC7 57240 $45.00
Automated NOC 57245 $0.20
Receipt (per item or record)
Product/Tier Billing Code Fee
Forward item 57220 $0.0032
Return Item 57221 $0.0075
Addenda record 57222 $0.0015
Volume Discounts (forward items):
Non-Premium Receivers8:
Items 750,001 – 12,500,000 per month9 57253 $0.0014 (discount)
Per item when volume > 12,500,000 per month10 57254 $0.0016 (discount)
Premium Receivers - Level One11:
Items 750,001 – 1,500,000 per month9 57253 $0.0014 (discount)
Per item when volume is 1,500,001 – 2,500,000 per month10 57253 $0.0014 (discount)
Per item when volume is 2,500,001 – 12,500,000 per month10 57256 $0.0015 (discount)
Per item when volume > 12,500,000 per month10 57257 $0.0017 (discount)
Premium Receivers - Level Two12:
Items 750,001 – 1,500,000 per month9 57253 $0.0014 (discount)
Per item when volume is 1,500,001 – 2,500,000 per month10 57253 $0.0014 (discount)
Per item when volume is 2,500,001 – 12,500,000 per month10 57266 $0.0016 (discount)
Per item when volume > 12,500,000 per month10 57267 $0.0018 (discount)

Origination and Receipt Fees Footnotes:

1 Any ODFI incurring less than $50 for the following fees will be charged a variable amount to reach the minimum: Forward value and non-value item origination fees, FedGlobal ACH origination surcharges.

2 Any RDFI not originating forward value and non-value items and incurring less than $40 in receipt fees will be charged a variable amount to reach the minimum.

3 Origination volumes at these levels qualify for the waterfall discount which includes all FedACH origination items.

4 Origination discounts based on monthly billed receipt volume apply only to those items received by FedACH receiving points and are available only to Premium Receivers.

5 This surcharge is assessed on all forward items that qualify for same day processing and settlement and is incremental to the standard origination item fee.

6 The fee includes the item and addenda fees in addition to the conversion fee.

7 The fee includes the item and addenda fees in addition to the conversion fee. Reserve Banks also assess a $30 fee for every government paper return/NOC they process.

8 RDFIs receiving through FedACH less than 90 percent of their FedACH-originated items.

9 This per-item discount is a reduction to the standard receipt fees listed in this fee schedule.

10 Receipt volumes at these levels qualify for the waterfall discount which includes all FedACH receipt items.

11 RDFIs receiving through FedACH at least 90 percent of their FedACH-originated items, but less than 90 percent of all of their ACH items originated through any operator.

12 RDFIs receiving through FedACH at least 90 percent of all of their ACH items originated through any operator.

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FedACH Risk Management Services

Monitoring Criteria13
Product/Tier Billing Code Fee
Monthly Package Fee (a single fee based on total number of criteria sets)
For up to 5 criteria sets 57920 $35.00
For 6-11 criteria sets 57921 $70.00
For 12-23 criteria sets 57922 $125.00
For 24-47 criteria sets 57923 $150.00
For 48-95 criteria sets 57924 $250.00
For 96-191 criteria sets 57925 $425.00
For 192-383 criteria sets 57926 $675.00
For 384-584 criteria sets 57927 $850.00
For more than 584 criteria sets 57928 $1,100.00
Batch/Item Monitoring
For total monthly volume ≤ 100,000 57803 $0.007/batch
For total monthly volume > 100,000 57813 $0.0035/batch

FedACH Risk Management Services Footnote:

13 Criteria may be set for both the Origination Monitoring Service and the RDFI Alert Service. Subscribers with no criteria set up will be assessed the $35 monthly package fee.

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FedPayments Reporter Service

Product Fees
Product/Tier Billing Code Fee
Receiver Setup Report   Included in access fee

Monthly Package (counts reflect reports generated as well as delivered via FedLine)

Reports Included in Monthly Package
Product/Tier Billing Code Fee
ACH Received Entries Detail - Customer and DFI
ACH Return Reason Report — Customer and DFI
ACH Volume Summary by SEC Code - Customer
Customer Transaction Activity
Death Notification
International (IAT)
Notification of Change
Payment Data Information File
Remittance Advice Detail
Remittance Advice Summary
Return Item
Return Ratio
Social Security Beneficiary
Originator Setup
Report Delivery via FedLine Access Solution
On Demand Reports14:
57701
On Demand Reports:
$1.00/report generated
Monthly Package Fee (a single fee based on total reports)
Product/Tier Billing Code Fee
For up to 50 reports 57900 $40.00
For 51-150 reports 57901 $60.00
For 151-500 reports 57902 $110.00
For 501-1,000 reports 57903 $200.00
For 1,001-1,500 reports 57904 $285.00
For 1,501-2,500 reports 57905 $460.00
For 2,501-3,500 reports 57906 $640.00
For 3,501-4,500 reports 57907 $820.00
For 4,501-5,500 reports 57908 $995.00
For 5,501-7,000 reports 57909 $1,225.00
For 7,001-8,500 reports 57910 $1,440.00
For 8,501 - 10,000 reports 57911 $1,650.00
For more than 10,000 reports 57912 $1,800.00
Premier Reports (per report generated)14
Product/Tier Billing Code Fee
ACH Volume Summary by SEC Code Report - DFI
Reports 1 through 5 57728 $10.00
Reports 6 through 10 57738 $6.00
Reports 11+ 57748 $1.00
On Demand 57726 $1.00 (surcharge)
ACH Volume Summary by SEC Code Report – Customer
On Demand 57727 $1.00 (surcharge)
ACH Routing Number Activity Report
Reports 1 through 5 57703 $10.00
Reports 6 through 10 57713 $6.00
Reports 11+ 57723 $1.00
On Demand 57726 $1.00 (surcharge)
Same Day Originated Batch Report (fee will be discontinued effective July 1, 2017)
FedPayments Reporter Subscribers 57751 $10.00
Non-FedPayments Reporter Subscribers 57752 $30.00
On-us Inclusion
Product/Tier Billing Code Fee
Participation 57710 $10.00/month/RTN
Per Item 57707 $0.0030
Per Addenda 57708 $0.0015
Report Delivery
Product/Tier Billing Code Fee
Via encrypted email 57702 $0.20/email

Premier Reports Footnote:

14 Premier reports generated on demand are subject to the package/tiered fees plus a surcharge.

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Other Fees and Discounts

Miscellaneous
Product/Tier Billing Code Fee
FedACH Participation Fee15 57234 $58.00/RTN/month
SameDay Service Origination Participation Fee16 57621 $10.00/RTN/month
FedACH Settlement Fee17 57233, 57932 $55.00/RTN/month
FedACH Information File Extract Fee 57227 $150.00/RTN/month
IAT Output File Sort Fee 57276 $75.00/RTN/month
Fixed Participation Fee - Automated NOCs18 57246 $5.00/RTN/month
Non-Electronic Input/Output19
Product/Tier Billing Code Fee
CD/DVD 57242, 57243 $50.00/CD or DVD
Paper 57244 $50.00/file or report
Bundled Package Pricing Discount20
Product/Tier Billing Code Fee
Monthly bundled service package discount 57210 $20.00/month (discount)
Fees and Credits Established by NACHA21
Product/Tier Billing Code Fee
NACHA Same Day Entry Fee 57610 $0.052/item
NACHA Same Day Entry Credit 57611 $0.052/item (credit)
NACHA Unauthorized Entry Fee 57996 $4.50/item
NACHA Unauthorized Entry Credit 57997 $4.50/item (credit)
NACHA Admin Network Fee/month 57998 $18.00/RTN
NACHA Admin Network Fee/entry 57999 $0.000162

Other Fees and Discounts Footnotes:

15 The fee applies to routing numbers that have received or originated FedACH transactions during a month. Institutions that receive only U.S. government transactions or that elect to use a private sector operator exclusively are not assessed the fee.

16 This surcharge is assessed to any routing number that originates at least one item meeting the criteria for same day processing and settlement in a given month.

17 The fee applies to any routing number with activity during a month. This fee does not apply to routing numbers that use the Reserve Banks for U.S. government transactions only.

18 Fee will be assessed only when automated NOCs are generated.

19 Limited services are offered in contingency situations.

20 To qualify for the discount, a financial institution must meet all of the following criteria in a given month: (1) be charged the minimum monthly fee - forward origination (57208); (2) subscribe to FedLine Web Plus or any higher FedLine® access solution; and (3) subscribe to the FedPayments Reporter service, the FedACH RDFI Alert service, or the FedACH Risk Origination Monitoring service.

21 The fees and credits listed are collected from the ODFI and credited to NACHA (admin network) or to the RDFI (same day entry and unauthorized entry) in accordance with the ACH Rules.

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FedGlobal ACH Payments22

Origination

Fixed Monthly Fee23
Product/Tier Billing Code Fee
Monthly FedGlobal Origination Volume > 500 items 57540 $185.00/RTN/month
Monthly FedGlobal Origination Volume 161-500 items 57550 $60.00/RTN/month
Monthly FedGlobal Origination Volume < 161 items 57560 $20.00/RTN/month
Item Origination Fee for monthly volume > 500 items24
Product/Tier Billing Code Fee
Canada Service 57541 $0.50 (surcharge)
Mexico Service 57542 $0.55 (surcharge)
Panama Service 57543 $0.60 (surcharge)
Europe Service 57544 $1.13 (surcharge)
Item Origination Fee for monthly volume 161-500 items24
Product/Tier Billing Code Fee
Canada Service 57551 $0.75 (surcharge)
Mexico Service 57552 $0.80 (surcharge)
Panama Service 57553 $0.85 (surcharge)
Europe Service 57554 $1.38 (surcharge)
Item Origination fee for monthly volume < 161 items24
Product/Tier Billing Code Fee
Canada Service 57223 $1.00 (surcharge)
Mexico Service 57275 $1.05 (surcharge)
Panama Service 57500 $1.10 (surcharge)
Europe Service 57520 $1.63 (surcharge)

Other FedGlobal ACH Payments Fees

Canada Service
Product/Tier Billing Code Fee
Return received from Canada25 57224 $0.99 (surcharge)
Trace of item at receiving gateway 57226 $5.50
Trace of item not at receiving gateway 57226 $7.00
Mexico Service
Product/Tier Billing Code Fee
Return received from Mexico25 57285 $0.91 (surcharge)
Item trace 57295 $13.50
F3X item originated to Mexico24 57264 $0.67 (surcharge)
Panama Service
Product/Tier Billing Code Fee
Return received from Panama25 57501 $1.00 (surcharge)
Item trace 57504 $7.00
NOC 57506 $0.72
Europe Service
Product/Tier Billing Code Fee
F3X item originated to Europe24 57532 $1.25 (surcharge)
Return received from Europe25 57521 $1.35 (surcharge)
Item trace 57524 $7.00

All prices effective January 3, 2017

FedGlobal ACH Payments Footnotes:

22 The international fees and surcharges vary from country to country as these are negotiated with each international gateway operator.

23 A single monthly fee based on total FedGlobal ACH Payments origination volume.

24 This per-item surcharge is in addition to the standard domestic origination fees listed in this fee schedule.

25 This per-item surcharge is in addition to the standard domestic receipt fees listed in this fee schedule.

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