As an originating depository financial institution (ODFI), you need to send notice of Automated Clearing House (ACH) returns and notifications of change (NOCs) to your originators. Did you know the FedPayments® Reporter Service can do this work for you?

The FedPayments Reporter Service searches ACH files for valuable information such as return items, death notification entries (DNEs), International ACH Transaction (IAT) entries and financial Electronic Data Interchange (EDI) messages. The service then converts this data into human-readable reports and lets financial institutions automatically distribute this information internally or out to their business customers. Check out the reports below to see how the FedPayments Reporter Service can help your institution.

  • Notification of Change (NOC) Report
    • Carries information for each notification of change entry received (COR SEC code)
    • Provides information contained in the original forward entry along with the change information supplied by the receiving depository financial institution (RDFI)
    • Helps ODFIs comply with the ACH Rules requirements associated with these entries
    • Enables automatic sharing of this information with your originators via an encrypted email service
  • Return Item Report
    • Carries information on return items and operator-rejected entries received
    • Provides the information contained in the forward entry along with return information supplied by the RDFI and the domestic ACH operator or international ACH gateway operator
    • Helps to easily understand information associated with returned items
    • Enables automatic sharing of this information with your originators via an encrypted email service
  • ACH Return Reason Report
    • Carries summary-level information of return reason codes by Originator
    • Helps identify returns where the Originator ID has not been established or has been incorrectly entered
    • Enables automatic sharing of this information with your originators via an encrypted email service

Action Item:

Learn more about the FedPayments Reporter Service by viewing sample reports (PDF) and reading report descriptions. You can also request that your account executive contact you (Off-site).