Discontinuation of FedGlobal® ACH Payments and the Foreign and Canadian Check Services
November 25, 2025
What's happening?
After thorough consideration, Federal Reserve Financial Services (FRFS) has made the decision to discontinue FedGlobal ACH Payments to Mexico and Panama, as well as to sunset the Foreign and Canadian Check Service by year-end 2026. The decision is driven by steep declines in transaction volumes reflecting diminished market relevance.
How long will forward and return items be accepted?
- FedGlobal ACH Payments will accept forward items originated to Mexico or Panama until Nov. 20, 2026.
- Foreign and Canadian Check Services will accept forward items deposited until Dec. 4, 2026.
- FRFS will maintain return item flows for both services consistent with applicable law, FedGlobal ACH gateway operators and Foreign Check correspondent agreement terms, Operating Circulars 3 and 4, and all other procedures.
What action do I need to take?
While these services will remain fully operational for forward work until their respective end dates, we strongly recommend that your institution begin transitioning to alternative service providers as soon as possible to ensure business continuity.
Questions or concerns?
The Federal Reserve remains committed to its payment system improvement initiatives focused on enhancing cross-border payment capabilities. If you have questions or concerns regarding this notice of service discontinuation, please contact your relationship manager.