FedNow® Service Participants and Service Providers

The Federal Reserve’s FedNow Service is an instant payments infrastructure that allows participating banks and credit unions to send and receive transactions within seconds on behalf of their customers — 24 hours a day, seven days a week.

This page lists participating financial institutions that are currently live on the service, as well as financial institutions serving as settlement and liquidity providers. Financial institutions that have completed testing and certification will be added to the list once they are live on the service.

Also listed are certified service providers that have completed testing certification to support payment processing for participants. More information about the offerings of these organizations — and those of other vendors that support instant payment services such as bill pay, payroll processing, digital wallet and API development — may be found at the FedNow Service Provider Showcase (Off-site).

To obtain a list of participant routing transit numbers (RTNs), contact your relationship manager.

Participating Financial Institutions

Participating Financial Institutions
Organization Name City State
1NB Bank Carlyle Illinois
1st Bank Yuma Yuma Arizona
1st Source Bank South Bend Indiana
1st Summit Bank Johnstown Pennsylvania
Abbott Laboratories ECU Gurnee Illinois
Access Community Credit Union Amarillo Texas
ACCESSbank Omaha Nebraska
Addition Financial Credit Union Lake Mary Florida
Adirondack Trust Company Saratoga Springs New York
Advantage One Credit Union Brownstown Michigan
Adyen San Francisco California
Affinity Bank, National Association Covington Georgia
Alabama Teachers Credit Union Gadsden Alabama
Alaska Air Group Credit Union SeaTac Washington
Alliance Bank Cape Girardeau Missouri
AllNations Bank Calumet Oklahoma
Altoona First Savings Bank Altoona Pennsylvania
Amarillo National Bank Amarillo Texas
American Commercial Bank & Trust, N.A. Ottawa Illinois
American Community Bank & Trust Woodstock Illinois
American National Bank Omaha Nebraska
American National Bank & Trust Wichita Falls Texas
Americana Community Bank Sleepy Eye Minnesota
Ameris Bank Atlanta Georgia
Anchor State Bank Anchor Illinois
Andover State Bank Andover Kansas
Apple Federal Credit Union Fairfax Virginia
Arbor Bank Nebraska City Nebraska
Arcadian Bank Albert Lea Minnesota
Arrowhead Bank Llano Texas
Asian Bank Philadelphia Pennsylvania
Auburn Banking Company Auburn Kentucky
Auburn Savings Bank Auburn Maine
Avadian Credit Union Hoover Alabama
AVB Bank Broken Arrow Oklahoma
Avidia Bank Hudson Massachusetts
BAC Community Bank Stockton California
Baltimore County Employees Federal Credit Union Towson Maryland
BancFirst Oklahoma City Oklahoma
Bangor Savings Bank Bangor Maine
Bank & Trust Company Litchfield Illinois
Bank Five Nine Oconomowoc Wisconsin
Bank Independent Sheffield Alabama
Bank Irvine Irvine California
Bank of Alma Alma Wisconsin
Bank of Belleville Belleville Illinois
Bank of Bozeman Bozeman Montana
Bank of Burlington South Burlington Vermont
Bank of Central Florida Lakeland Florida
Bank of Edmonson County Brownsville Kentucky
Bank of Estes Park Estes Park Colorado
Bank of Franklin County Washington Missouri
Bank of Hillsboro Hillsboro Illinois
Bank of Hindman Hindman Kentucky
Bank of Iberia Iberia Missouri
Bank of Jamestown Jamestown Kentucky
Bank of Mauston Mauston Wisconsin
Bank of New Hampshire Laconia New Hampshire
Bank of North Dakota Bismarck North Dakota
Bank of Oak Ridge Oak Ridge North Carolina
Bank of Odessa Odessa Missouri
Bank of Rantoul Rantoul Illinois
Bank of San Francisco San Francisco California
Bank of Springfield Springfield Illinois
Bank of Stockton Stockton California
Bank of Tescott Tescott Kansas
Bank of the James Lynchburg Virginia
Bank of the West Grapevine Texas
Bank of Weston Weston Missouri
Bank of York York South Carolina
BankCDA Coeur d'Alene Idaho
BankChampaign, N.A. Champaign Illinois
BankNewport Middletown Rhode Island
BankSouth Greensboro Georgia
Banner Capital Bank Harrisburg Nebraska
BayFirst National Bank Seminole Florida
BayPort Credit Union Newport News Virginia
BCBank Philippi West Virginia
Beacon Credit Union Lynchburg Virginia
Belmont Bank & Trust Company Chicago Illinois
Better Banks Peoria Illinois
Bluestone Bank Raynham Massachusetts
BMI Federal Credit Union Dublin Ohio
BNY Mellon New York New York
Bradford National Bank Greenville Illinois
Branson Bank Branson Missouri
Bridge Community Bank Mechanicsville Iowa
Bryant Bank Birmingham Alabama
BTC Bank Bethany Missouri
Buffalo Federal Bank Buffalo Wyoming
California Coast Credit Union San Diego California
California International Bank, N.A. Westminster California
CAMPUS USA Credit Union Gainesville Florida
Canvas Credit Union Lone Tree Colorado
Cape Cod 5 Hyannis Massachusetts
Capital Community Bank Orem Utah
Capitol Credit Union Austin Texas
Cardinal Credit Union Mentor Ohio
Carrollton Bank Carrollton Illinois
Carter Bank & Trust Martinsville Virginia
Carver Federal Savings Bank New York New York
Casey State Bank Casey Illinois
CB&S Bank Russellville Alabama
CBB Bank Los Angeles California
CBBC Bank Maryville Tennessee
CBI Bank & Trust Muscatine Iowa
CBW Bank Weir Kansas
CenterBank Milford Ohio
Centier Bank Merrillville Indiana
Centinel Bank of Taos Taos New Mexico
Central National Bank Junction City Kansas
Central Valley Community Bank Fresno California
Centreville Bank West Warwick Rhode Island
Century Bank of Kentucky Lawrenceburg Kentucky
Chain Bridge Bank, N.A. McLean Virginia
Chelsea State Bank Chelsea Michigan
Chesapeake Bank Kilmarnock Virginia
Chesapeake Bank and Trust Chestertown Maryland
Citadel Federal Credit Union Exton Pennsylvania
Citizens & Farmers Bank West Point Virginia
Citizens Alliance Bank Clara City Minnesota
Citizens Bank Mooresville Indiana
Citizens Bank Brodhead Kentucky
Citizens Bank Elizabethton Tennessee
Citizens Bank & Trust Guntersville Alabama
Citizens Bank of Americus Americus Georgia
Citizens Bank of Cumberland County Burkesville Kentucky
Citizens Bank of Edmond Edmond Oklahoma
Citizens Bank of Las Cruces Las Cruces New Mexico
Citizens Bank of West Virginia Elkins West Virginia
Citizens First Bank Clinton Iowa
Citizens Guaranty Bank Irvine Kentucky
Citizens National Bank Bluffton Ohio
Citizens National Bank Sevierville Tennessee
Citizens National Bank of Cheboygan Cheboygan Michigan
Citizens Savings Bank and Trust Company Nashville Tennessee
Citizens State Bank New Castle Indiana
Citizens State Bank Cheney Kansas
Citizens State Bank Roma Texas
Citizens State Bank Hudson Wisconsin
Citizens State Bank of La Crosse Clayton Wisconsin
City Bank Lubbock Texas
City National Bank Metropolis Illinois
City National Bank Colorado City Texas
City National Bank Charleston West Virginia
Claremont Savings Bank Claremont New Hampshire
CLB The Community Bank Jonesville Louisiana
Clearview Federal Credit Union Moon Township Pennsylvania
Clinton Bank Clinton Kentucky
CNB Bank Carlsbad New Mexico
CNB Bank & Trust, N.A. Carlinville Illinois
Coastal Heritage Bank Weymouth Massachusetts
Coastal States Bank Hilton Head Island South Carolina
Coconino FCU Flagstaff Arizona
Colfax Banking Company Colfax Louisiana
Colorado Credit Union Littleton Colorado
Column National Association Chico California
Commencement Bank Tacoma Washington
Commerce Bank Corinth Mississippi
Commerce Bank Kansas City Missouri
CommerceOne Bank Birmingham Alabama
Commercial Bank of Grayson Grayson Kentucky
Commercial Savings Bank Carroll Iowa
Commercial State Bank Republican City Nebraska
Commonwealth Community Bank Hartford Kentucky
Commonwealth Credit Union Frankfort Kentucky
Community Bank Dewitt New York
Community Bank Lexington Tennessee
Community Bank of Mississippi Forest Mississippi
Community Bank of Oklahoma Verden Oklahoma
Community Bank of the Bay Oakland California
Community Bank of the South Merritt Island Florida
Community Financial Services Bank Benton Kentucky
Community First Bank Menahga Minnesota
Community First Bank Boscobel Wisconsin
Community First Bank of Indiana Kokomo Indiana
Community First Bank of the Heartland Mount Vernon Illinois
Community National Bank & Trust Chanute Kansas
Community Spirit Bank Red Bay Alabama
Community State Bank Brook Indiana
Community Unity Bank Birmingham Michigan
Community Valley Bank El Centro California
Consumers Cooperative Credit Union Gurnee Illinois
Consumers National Bank Minerva Ohio
Conway Bank Conway Springs Kansas
Conway National Bank Conway South Carolina
CorePlus Credit Union Norwich Connecticut
Cornerstone National Bank & Trust Company Palatine Illinois
Corporate America Credit Union Irondale Alabama
Corporate One Federal Credit Union Columbus Ohio
Crane Credit Union Odon Indiana
Credit Union of Ohio Hilliard Ohio
Cross Keys Bank St. Joseph Louisiana
Cross River Bank Teaneck New Jersey
Crossroads Bank Effingham Illinois
CSE Federal Credit Union Sulphur Louisiana
Cumberland Security Bank Eubank Kentucky
Cypress Bank & Trust Melbourne Florida
D.L. Evans Bank Burley Idaho
Dart Bank Mason Michigan
DATCU Denton Texas
Dean Bank Franklin Massachusetts
Decatur County Bank Decaturville Tennessee
Dedicated Community Bank Darlington South Carolina
Denison State Bank Holton Kansas
Desco Federal Credit Union Portsmouth Ohio
Digital Federal Credit Union Marlborough Massachusetts
Dime Community Bank Hauppauge New York
Directions Credit Union Sylvania Ohio
Dolores State Bank Dolores Colorado
Dow Credit Union Midland Michigan
EagleBank Silver Spring Maryland
EasCorp Burlington Massachusetts
Elevations Credit Union Boulder Colorado
Elkhorn Valley Bank and Trust Norfolk Nebraska
Empire State Bank Newburgh New York
Endeavor Bank San Diego California
Ennis State Bank Ennis Texas
Enterprise Bank Allison Park Pennsylvania
EntreBank Bloomington Minnesota
Evergreen National Bank Evergreen Colorado
Evermore Bank Fort Lauderdale Florida
Exchange Bank of Alabama Attalla Alabama
F&C Bank Holden Missouri
Fairfield National Bank Fairfield Illinois
Farmers & Merchants Bank Boswell Indiana
Farmers & Merchants Bank Saint Clair Missouri
Farmers & Merchants Bank Milford Nebraska
Farmers & Merchants Bank of North Dakota Tolna North Dakota
Farmers & Merchants State Bank Bushnell Illinois
Farmers Bank Pomeroy Ohio
Farmers Bank & Trust Magnolia Arkansas
Farmers Bank & Trust Company Marion Kentucky
Farmers Bank & Trust Company Princeton Kentucky
Farmers National Bank Lebanon Kentucky
Farmers National Bank of Griggsville Griggsville Illinois
Farmers Savings Bank Marshalltown Iowa
Farmers State Bank Galva Kansas
Farmers State Bank of Alto Pass Harrisburg Illinois
Farmers State Bank of Calhan Calhan Colorado
Farmers Trust & Savings Bank Buffalo Center Iowa
Farmers Trust & Savings Bank Spencer Iowa
FBT Bank Fordyce Arkansas
FCN Bank NA Brookville Indiana
FCNB Bank Steelville Missouri
FFB Bank Fresno California
Firefighters Community Credit Union Cleveland Ohio
First & Farmers National Bank, Inc. Somerset Kentucky
First American Bank & Trust Athens Georgia
First Bank Clewiston Florida
First Bank Carmi Illinois
First Bank Waverly Iowa
First Bank Weatherford Texas
First Bank of Boaz Boaz Alabama
First Bethany Bank & Trust Bethany Oklahoma
First Business Bank Madison Wisconsin
First Capital Bank Quanah Texas
First Citizens State Bank Whitewater Wisconsin
First Commercial Bank Jackson Mississippi
First Community Bank Bluefield Virginia
First Community Bank and Trust Beecher Illinois
First Community Bank of Hillsboro Hillsboro Illinois
First Community Bank of the Heartland Clinton Kentucky
First Community Credit Union Coquille Oregon
First Enterprise Bank Oklahoma City Oklahoma
First Farmers and Merchants Bank Columbia Tennessee
First Federal Bank Tuscaloosa Alabama
First Federal Bank Twin Falls Idaho
First Federal Bank & Trust Sheridan Wyoming
First Fidelity Bank Oklahoma City Oklahoma
First Financial Bank Abilene Texas
First Florida Credit Union Jacksonville Florida
First Foundation Bank Irvine California
First Internet Bank of Indiana Indianapolis Indiana
First Kentucky Bank Mayfield Kentucky
First National Bank Walnut Ridge Arkansas
First National Bank Damariscotta Maine
First National Bank Williamson West Virginia
First National Bank Bangor Wisconsin
First National Bank & Trust Okmulgee Oklahoma
First National Bank & Trust Co. of McAlester McAlester Oklahoma
First National Bank and Trust Phillipsburg Kansas
First National Bank at St. James St. James Minnesota
First National Bank Colorado Las Animas Colorado
First National Bank Cooper Cooper Texas
First National Bank in Fredonia Fredonia Kansas
First National Bank North Walker Minnesota
First National Bank of Brooksville Brooksville Kentucky
First National Bank of Eagle Lake Eagle Lake Texas
First National Bank of Hereford Hereford Texas
First National Bank of Kentucky Carrollton Kentucky
First National Bank of Monterey Monterey Indiana
First National Bank of Osakis Osakis Minnesota
First National Bank of Stanton Stanton Texas
First Pioneers FCU Lafayette Louisiana
First PREMIER Bank Sioux Falls South Dakota
First Pryority Bank Pryor Oklahoma
First Seacoast Bank Dover New Hampshire
First Security Bank & Trust Charles City Iowa
First Security State Bank Cranfills Gap Texas
First Security Trust and Savings Bank Elmwood Park Illinois
First South Financial Credit Union Bartlett Tennessee
First Southern Bank Florence Alabama
First Southern National Bank Stanford Kentucky
First Southern State Bank Stevenson Alabama
First State Bank Buxton North Dakota
First State Bank Winchester Ohio
First State Bank Tahlequah Oklahoma
First State Bank Ben Wheeler Texas
First State Bank Gainesville Texas
First State Bank Graham Texas
First State Bank Spearman Texas
First State Bank & Trust Company, Inc. Caruthersville Missouri
First State Bank Nebraska Lincoln Nebraska
First State Bank of Beecher City Beecher City Illinois
First State Bank of Dongola Dongola Illinois
First State Bank of Forrest Forrest Illinois
First State Bank of Porter Porter Indiana
First State Bank of the Florida Keys Key West Florida
First State Bank of Wyoming Wyoming Minnesota
First Trust and Savings Bank Wheatland Iowa
First United Bank and Trust Company Madisonville Kentucky
First Western Bank & Trust Minot North Dakota
Fisher National Bank Fisher Illinois
Five Points Bank of Hastings Hastings Nebraska
Five Star Bank Roseville California
Five Star Credit Union Dothan Alabama
Flagship Bank Oldsmar Florida
Flatwater Bank Gothenburg Nebraska
Flint Community Bank Albany Georgia
Florence Bank Florence Massachusetts
FM Bank Breaux Bridge Louisiana
FMS Bank Fort Morgan Colorado
FNB Bank Mayfield Kentucky
FNB Bank Romney West Virginia
FNB Community Bank Vandalia Illinois
FNB Community Bank Midwest City Oklahoma
Fort Davis State Bank Fort Davis Texas
Fort Worth City Credit Union Fort Worth Texas
Fortifi Bank Berlin Wisconsin
Forward Bank Marshfield Wisconsin
Founders Bank Washington D.C.
Four Corners Community Bank Farmington New Mexico
Fourth Capital Bank Nashville Tennessee
Franklin Bank & Trust Company Franklin Kentucky
Franklin Savings Bank Farmington Maine
FRB Federal Credit Union Washington D.C.
Fredonia Valley Bank Fredonia Kentucky
Freedom Bank Alamo Texas
Freedom Bank Belington West Virginia
Freedom First Roanoke Virginia
Frontier Bank of Texas Elgin Texas
Gain Federal Credit Union Burbank California
Georgia Banking Company Atlanta Georgia
Georgia United Credit Union Duluth Georgia
Germantown Trust & Savings Bank Germantown Illinois
Glenwood State Bank Glenwood Iowa
Glenwood State Bank Glenwood Minnesota
Global Innovations Bank Kiester Minnesota
Goldenwest Credit Union Ogden Utah
Goodfield State Bank Goodfield Illinois
Goppert Financial Bank Lathrop Missouri
Goppert State Service Bank Garnett Kansas
Gorham Savings Bank Gorham Maine
Granite Bank Cold Spring Minnesota
Great Plains Federal Credit Union Joplin Missouri
Great Rivers Bank Barry Illinois
GreenState Credit Union North Liberty Iowa
Grove Bank & Trust Miami Florida
Grundy Bank Morris Illinois
Guardian Bank Valdosta Georgia
Gulf Coast Bank & Trust New Orleans Louisiana
Gulf Coast Business Bank Fort Myers Florida
Harmony Bank Garland Texas
HawaiiUSA Federal Credit Union Honolulu Hawaii
Hawthorn Bank Jefferson City Missouri
Heartland Bank Whitehall Ohio
Heartland National Bank Sebring Florida
Henderson State Bank Henderson Nebraska
Heritage Bank Erlanger Kentucky
Heritage Bank & Trust Columbia Tennessee
Heritage Bank, NA Spicer Minnesota
Heritage Grove Federal Credit Union Salem Oregon
Heritage South Credit Union Sylacauga Alabama
High Plains Bank Flagler Colorado
Hocking Valley Bank Athens Ohio
Home Bank, SB Martinsville Indiana
Home Federal Savings & Loan Grand Island Nebraska
HomeBank Palmyra Missouri
Homebank Texas Seagoville Texas
Hometown Bank Corbin Kentucky
Hometown National Bank La Salle Illinois
Horizon Bank Austin Texas
Idaho Central Credit Union Chubbuck Idaho
INB Springfield Illinois
Incommons Bank Mexia Texas
IncredibleBank Wausau Wisconsin
Indiana Members Credit Union Indianapolis Indiana
Indiana University Credit Union Bloomington Indiana
Industrial Credit Union Bellingham Washington
Infinity Bank Santa Ana California
InFirst Bank Indiana Pennsylvania
InsBank Nashville Tennessee
INSOUTH Bank Brownsville Tennessee
Institution for Savings Newburyport Massachusetts
Integrity Bank & Trust Monument Colorado
Interfaith Federal Credit Union Montclair California
Interra Credit Union Goshen Indiana
Interstate Bank Perryton Texas
InTouch Credit Union Plano Texas
INTRUST Bank National Association Wichita Kansas
Inwood National Bank Dallas Texas
Iowa State Bank Clarksville Iowa
Iroquois Federal Watseka Illinois
Isabella Bank Mount Pleasant Michigan
Jacksboro National Bank Jacksboro Texas
Jackson County Bank McKee Kentucky
Jarrettsville Federal Savings and Loan Association Jarrettsville Maryland
JD Bank Jennings Louisiana
Jones Bank Seward Nebraska
Jonestown Bank & Trust Co. Cleona Pennsylvania
JPMorgan Chase New York New York
Kimberly Clark Credit Union Memphis Tennessee
Kinecta Federal Credit Union Manhattan Beach California
Kish Bank Belleville Pennsylvania
La Salle State Bank La Salle Illinois
Labette Bank Parsons Kansas
Lake Ridge Bank Cross Plains Wisconsin
Lake-Osceola State Bank Baldwin Michigan
Lakeview Bank Lakeville Minnesota
Lanier Federal Credit Union Oakwood Georgia
Lea County State Bank Hobbs New Mexico
Ledyard National Bank Hanover New Hampshire
Legacy Community Federal Credit Union Birmingham Alabama
Legence Bank Eldorado Illinois
Lexicon Bank Las Vegas Nevada
LGE Community Credit Union Atlanta Georgia
LifeStore Bank West Jefferson North Carolina
Lincoln National Bank Hodgenville Kentucky
LNB Community Bank Lynnville Indiana
Lone Star Capital Bank, N.A. San Antonio Texas
Lowry State Bank Lowry Minnesota
Lumbee Guaranty Bank Pembroke North Carolina
M&F Bank Durham North Carolina
M&T Bank Buffalo New York
MA Bank Macon Missouri
Magnolia State Bank Eastman Georgia
Main Bank Albuquerque New Mexico
Maine Community Bank Biddeford Maine
MainStreet Bank Fairfax Virginia
Mainstreet Credit Union Lenexa Kansas
Malaga Bank Palos Verdes Estates California
Manasquan Bank Wall Township New Jersey
Maspeth Federal Savings Bank Maspeth New York
MAX Credit Union Montgomery Alabama
McCoy Federal Credit Union Orlando Florida
MCNB Bank and Trust Co. Welch West Virginia
Mediapolis Savings Bank Mediapolis Iowa
Members 1st Federal Credit Union Enola Pennsylvania
Memphis City Employees Credit Union Memphis Tennessee
Mercantile Bank Grand Rapids Michigan
Merchants & Farmers Bank of Greene County Eutaw Alabama
Merchants Bank of Indiana Carmel Indiana
Merchants Commercial Bank St. Thomas Virgin Islands
Meredith Village Savings Bank Meredith New Hampshire
Meriwest Credit Union San Jose California
Merrimack County Savings Bank Concord New Hampshire
Metamora State Bank Metamora Ohio
Metro Bank Pell City Alabama
MidAmerica National Bank Canton Illinois
Middlesex Savings Bank Natick Massachusetts
MidFirst Bank Oklahoma City Oklahoma
Mid-Southern Savings Bank, FSB Salem Indiana
Midwest National Bank Sandoval Illinois
MidWestOne Bank Iowa City Iowa
Millbury Federal Credit Union Millbury Massachusetts
Millennium Bank Ooltewah Tennessee
Minnesota National Bank Sauk Centre Minnesota
MinnStar Bank Lake Crystal Minnesota
MNB Bank McCook Nebraska
Monticello Banking Company Monticello Kentucky
Moody National Bank Galveston Texas
Morgantown Bank & Trust Company Inc. Morgantown Kentucky
Mountain America Credit Union West Jordan Utah
Mountain Credit Union Waynesville North Carolina
Movement Bank Danville Virginia
MSU Federal Credit Union East Lansing Michigan
Mt. McKinley Bank Fairbanks Alaska
Murphy-Wall State Bank and Trust Company Pinckneyville Illinois
Mutual Savings Bank Franklin Indiana
My Community Credit Union Midland Texas
MyPoint Credit Union San Diego California
National Bank of Commerce Superior Wisconsin
Neighborhood Credit Union Dallas Texas
Neighborhood National Bank Mora Minnesota
NESC Federal Credit Union Methuen Massachusetts
New Market Bank Elko New Market Minnesota
New Valley Bank & Trust Springfield Massachusetts
Nicolet National Bank Green Bay Wisconsin
North Alabama Bank Hazel Green Alabama
North Alabama Educators Credit Union Huntsville Alabama
North American Banking Company Roseville Minnesota
North Central Bank Hennepin Illinois
North Easton Savings Bank South Easton Massachusetts
North Shore Bank of Commerce Duluth Minnesota
North State Bank Raleigh North Carolina
Northeast Bank Lewiston Maine
Northeast Bank Minneapolis Minnesota
Northern Skies Federal Credit Union Anchorage Alaska
Northfield Bank Staten Island New York
Northwest Federal Credit Union Herndon Virginia
Northwestern Bank Chippewa Falls Wisconsin
Numerica Credit Union Spokane Valley Washington
Oak View National Bank Warrenton Virginia
Oakworth Capital Bank Birmingham Alabama
Ocean Bank Miami Florida
Oklahoma's Credit Union Oklahoma City Oklahoma
Old Dominion National Bank North Garden Virginia
OMB Bank Springfield Missouri
One Florida Bank Orlando Florida
Origin Bank Choudrant Louisiana
ORNL Federal Credit Union Oak Ridge Tennessee
Oxford Bank Oxford Michigan
Pacific Service Credit Union Concord California
Partner Colorado Credit Union Arvada Colorado
Pavillion Bank Richardson Texas
PBK Bank Stanford Kentucky
Pegasus Bank Dallas Texas
People Driven Credit Union Southfield Michigan
People's Bank Medford Oregon
Peoples Bank Magnolia Arkansas
Peoples Bank Rock Valley Iowa
Peoples Bank Mendenhall Mississippi
Peoples Bank Clifton Tennessee
Peoples Bank Lubbock Texas
Peoples Bank Mt. Washington Mount Washington Kentucky
Peoples Bank of Alabama Cullman Alabama
Peoples Bank of East Tennessee Madisonville Tennessee
Peoples National Bank Mount Vernon Illinois
Peoples National Bank of Kewanee Kewanee Illinois
Peoples Savings Bank Rhineland Missouri
Peoples State Bank Shepherd Texas
Peoples Trust & Savings Bank Boonville Indiana
Perryton National Bank Perryton Texas
Phenix-Girard Bank Phenix City Alabama
Pillar Bank Baldwin Wisconsin
Pima Federal Credit Union Tucson Arizona
Pine Bluff Cotton Belt FCU Pine Bluff Arkansas
Pinnacle Bank Marshalltown Iowa
Pioneer Federal Credit Union Mountain Home Idaho
Plains State Bank Humble Texas
Platinum Federal Credit Union Duluth Georgia
Pleasants County Bank St. Marys West Virginia
Poca Valley Bank Walton West Virginia
Points West Community Bank Julesburg Colorado
Polam Federal Credit Union Los Angeles California
Portage Community Bank Ravenna Ohio
Powell State Bank Powell Texas
Preferred Bank Rothville Missouri
Premier Bank Dubuque Iowa
Premier Bank Omaha Nebraska
Princeville State Bank Princeville Illinois
Progressive National Bank Mansfield Louisiana
Range Bank Marquette Michigan
Redstone Federal Credit Union Huntsville Alabama
Redwood Credit Union Santa Rosa California
Relyance Bank White Hall Arkansas
Renasant Bank Tupelo Mississippi
Republic Bank of Arizona Phoenix Arizona
RG Bank Monte Vista Colorado
River Bank & Trust Prattville Alabama
River Valley Community Bank Yuba City California
Riverfront Federal Credit Union Wyomissing Pennsylvania
Riverland Bank Jordan Minnesota
Rivertrust FCU Pearl Mississippi
RiverWood Bank Baxter Minnesota
Robertson Banking Company Demopolis Alabama
RockPointBank Chattanooga Tennessee
Roosevelt Bank Carteret New Jersey
Royal Banks of Missouri University City Missouri
Royal Credit Union Eau Claire Wisconsin
Rushville State Bank Rushville Illinois
Sacramento Credit Union Sacramento California
Sacramento Deposit Bank Sacramento Kentucky
Salem Five Bank Salem Massachusetts
Savings Bank of Walpole Walpole New Hampshire
SCE Federal Credit Union El Monte California
Scenic Community Credit Union Hixson Tennessee
SchoolsFirst Federal Credit Union Tustin California
Scott State Bank Bethany Illinois
Seaport Federal Credit Union Elizabeth New Jersey
Security Bank Springfield Illinois
Security Bank of Pulaski County St. Robert Missouri
Security Bank of Texas Crawford Texas
Security Federal Bank Aiken South Carolina
Security National Bank Witt Illinois
Security National Bank Omaha Nebraska
Security National Bank of Sioux City, IA Sioux City Iowa
Security National Bank of South Dakota Dakota Dunes South Dakota
Security State Bank Scott City Kansas
Sentry Bank St. Joseph Minnesota
Service Credit Union Portsmouth New Hampshire
Shelby State Bank Shelby Michigan
Sherburne State Bank Becker Minnesota
Signature Bank of Arkansas Fayetteville Arkansas
Silver Lake Bank Silver Lake Kansas
Silver State Schools Credit Union Las Vegas Nevada
Simmesport State Bank Simmesport Louisiana
Solidarity Community Federal Credit Union Kokomo Indiana
South Coast Bank Brunswick Georgia
South Georgia Banking Company Tifton Georgia
South Louisiana Bank Houma Louisiana
Southern Bank Sardis Georgia
Southern Bank of Tennessee Mount Juliet Tennessee
Southern Independent Bank Opp Alabama
Southern Michigan Bank & Trust Coldwater Michigan
SouthernTrustBank Goreville Illinois
Southwest Airlines Federal Credit Union Dallas Texas
SouthWest Bank Odessa Texas
Spectra Bank Fort Worth Texas
STAR Financial Bank Fort Wayne Indiana
Star One Credit Union Fort Wayne Indiana
State Bank Northwest Spokane Valley Washington
State Bank of Cherry Cherry Illinois
State Bank of Newburg Newburg Virginia
State Bank of Whittington Whittington Illinois
State National Bank Big Spring Texas
State Street Bank Quincy Illinois
Stellar Bank Houston Texas
Stock Yards Bank & Trust Louisville Kentucky
Studio Bank Nashville Tennessee
SUMA Federal Credit Union Yonkers New York
Summit State Bank Santa Rosa California
Sunrise Banks St. Paul Minnesota
Sunstate Bank Miami Florida
Susquehanna Community Bank West Milton Pennsylvania
Sweet Water State Bank Sweet Water Alabama
T Bank Dallas Texas
Territorial Savings Bank Honolulu Hawaii
Texana Bank Linden Texas
Texas Bank and Trust Company Longview Texas
Texas First Bank Texas City Texas
Texas Heritage Bank Boerne Texas
Texas Heritage National Bank Daingerfield Texas
Texas National Bank Mercedes Texas
Texas National Bank Sweetwater Texas
Texas Republic Bank, N.A. Frisco Texas
TexasBank Brownwood Texas
TFNB McGregor Texas
The Bank of Tampa Tampa Florida
The Bank of Vernon Vernon Alabama
The Bankers Bank Oklahoma City Oklahoma
The Callaway Bank Fulton Missouri
The Cecilian Bank Cecilia Kentucky
The Citizens Bank Hickman Kentucky
The Citizens Bank Weston West Virginia
The Claxton Bank Claxton Georgia
The Clay City Banking Company Clay City Illinois
The Colorado Bank & Trust Company La Junta Colorado
The Commercial & Savings Bank Millersburg Ohio
The Commercial Bank Winterville Georgia
The Community Bank Zanesville Iowa
The Dime Bank Honesdale Pennsylvania
The Exchange Bank Skiatook Oklahoma
The Farmers State Bank and Trust Company Jacksonville Illinois
The First Bank & Trust Company of Murphysboro Murphysboro Illinois
The First National Bank Allendale Illinois
The First National Bank Evant Texas
The First National Bank of Bellevue Bellevue Ohio
The First National Bank of Mertzon Mertzon Texas
The First State Bank of Boise City Boise City Oklahoma
The First Trust and Savings Bank of Watseka Watseka Illinois
The Grant County Bank Petersburg West Virginia
The Harvard State Bank Harvard Illinois
The HomeTown Bank of Alabama Oneonta Alabama
The Honesdale National Bank Honesdale Pennsylvania
The Iuka State Bank Salem Illinois
The Missouri Bank Warrenton Missouri
The Murray Bank Murray Kentucky
The Pecos County State Bank Fort Stockton Texas
The Peoples Bank Taylorsville Kentucky
The State Bank La Junta Colorado
The Village Bank Newton Massachusetts
The Waterford Commercial & Savings Bank Waterford Ohio
The Winchester Savings Bank Winchester Massachusetts
Thomaston Savings Bank Thomaston Connecticut
Tidemark Federal Credit Union Seaford Delaware
Timberland Bank Hoquiam Washington
Tioga State Bank Spencer New York
Tompkins Community Bank Ithaca New York
Tower Community Bank Jasper Tennessee
Triad Bank Frontenac Missouri
Tri-County Bank & Trust Roachdale Indiana
Tru-Fi Credit Union Macclenny Florida
TruMark Financial Credit Union Fort Washington Pennsylvania
TruStone Financial Plymouth Minnesota
Tulare County Federal Credit Union Tulare California
U.S. Bank Cincinnati Ohio
U.S. Department of the Treasury's Bureau of the Fiscal Service Washington D.C.
UBank Jellico Tennessee
UFirst Credit Union Salt Lake City Utah
Ukrainian Federal Credit Union Rochester New York
Ukrainian Selfreliance Federal Credit Union Feasterville Pennsylvania
UNCLE Credit Union Livermore California
Union Square Credit Union Wichita Falls Texas
Union State Bank Clay Center Kansas
United Bank of Iowa Ida Grove Iowa
United Bankers' Bank Bloomington Minnesota
United Community Bank Raceland Louisiana
United Community Bank Perham Minnesota
United Community Bank of West Kentucky Morganfield Kentucky
United Cumberland Bank Whitley City Kentucky
United Farmers State Bank Adams Minnesota
United Federal Credit Union St. Joseph Michigan
United Nations Federal Credit Union Long Island City New York
United Southern Bank Hopkinsville Kentucky
Unity Bank Clinton New Jersey
Universal City Studios Credit Union Universal City California
University Bank Ann Arbor Michigan
University of Michigan Credit Union Ann Arbor Michigan
USALLIANCE Financial Federal Credit Union Rye New York
Utah First Federal Credit Union Salt Lake City Utah
Valor Bank Edmond Oklahoma
ValueBank Texas Corpus Christi Texas
Vantage West Credit Union Tucson Arizona
Veridian Credit Union Waterloo Iowa
Viking Bank Alexandria Minnesota
Village Bank Midlothian Virginia
VISIONBank Fargo North Dakota
Visions Federal Credit Union Endicott New York
Voyage Federal Credit Union Sioux Falls South Dakota
Walden Savings Bank Montgomery New York
Washington State Bank Effingham Illinois
Waterfall Bank Clearwater Florida
Waterford Bank, N.A. Toledo Ohio
Waycross Bank & Trust Waycross Georgia
Wayne County Bank Waynesboro Tennessee
Webster First Federal Credit Union Worcester Massachusetts
Wells Fargo Bank N.A. San Francisco California
Wells River Savings Bank Wells River Vermont
West Bank West Des Moines Iowa
West Plains Bank and Trust Company West Plains Missouri
West Shore Bank Ludington Michigan
West Union Bank West Union West Virginia
Western Bank Artesia New Mexico
Western Cooperative Credit Union Williston North Dakota
Westside State Bank Halbur Iowa
Whitesville State Bank Whitesville West Virginia
Williamstown Bank Inc. Williamstown West Virginia
Wilson & Muir Bank & Trust Company Bardstown Kentucky
Wilson Bank & Trust Lebanon Tennessee
Windsor Federal Bank Windsor Connecticut
Winter Park National Park Winter Park Florida
WNB Financial Winona Minnesota
Wolf River Community Bank Hortonville Wisconsin
Wyoming Bank and Trust Cheyenne Wyoming
Y-12 Federal Credit Union Oak Ridge Tennessee
Yoakum National Bank Yoakum Texas

Settlement Agents and Liquidity Providers

Settlement Agents and Liquidity Providers
Organization Name City State
Alloya Corporate Federal Credit Union Naperville Illinois
Amarillo National Bank Amarillo Texas
Atlantic Community Bankers Bank Camp Hill Pennsylvania
Bank of North Dakota Bismarck North Dakota
Bankers' Bank Madison Wisconsin
Bankers’ Bank of Kansas Wichita Kansas
Bankers' Bank of the West Denver Colorado
BNY Mellon New York New York
CapStar Bank Nashville Tennessee
Catalyst Corporate Federal Credit Union Plano Texas
Central Trust Bank Jefferson City Missouri
Community Bankers' Bank Midlothian Virginia
Corporate America Credit Union Irondale Alabama
Corporate One Federal Credit Union Columbus Ohio
Eastern Corporate Federal Credit Union Burlington Massachusetts
First Financial Bank Abilene Texas
First National Bankers Bank Baton Rouge Louisiana
ICBB Frankfort Kentucky
Midwest Independent BankersBank Jefferson City Missouri
Millennium Corporate Credit Union Wichita Kansas
National Cooperative Bank Hillsboro Ohio
PCBB Walnut Creek California
Quad City Bank & Trust Bettendorf Iowa
Security National Bank of Sioux City, IA Sioux City Iowa
ServisFirst Bank Homewood Alabama
SouthState Bank Winter Haven Florida
The Bancorp Sioux Falls South Dakota
The Bankers Bank Oklahoma City Oklahoma
TIB, N.A. Dallas Texas
Tricorp Federal Credit Union Westbrook Maine
United Bankers’ Bank Bloomington Minnesota
U.S. Bank Cincinnati Ohio
Vizo Financial Corporate Credit Union Greensboro North Carolina
Volunteer Corporate Credit Union Nashville Tennessee

Certified Service Providers

Certified Service Providers
  Participation Types
Organization Name Receive Only Send and Receive Receive RFP* Liquidity Management Transfer
ACI Worldwide Corp. Is Supported Is Supported Is Supported Is Supported
Alacriti Is Supported Is Supported Is Supported Is Supported
AMI, Inc. Is Supported Is Supported    
Aptys Solutions Is Supported Is Supported Is Supported  
BNY Mellon Is Supported Is Supported Is Supported  
C&M Software LLC Is Supported Is Supported Is Supported Is Supported
CGI Is Supported Is Supported Is Supported  
COCC, Inc. Is Supported Is Supported   Is Supported
CSI Is Supported Is Supported Is Supported Is Supported
ECS Fin Inc. Is Supported Is Supported Is Supported Is Supported
Finastra Is Supported Is Supported    
FinTech Automation Is Supported Is Supported Is Supported Is Supported
Finzly Is Supported Is Supported    
FIS Is Supported Is Supported    
Fiserv Solutions, LLC (Fiserv NOW, Fiserv Payments Exchange) Is Supported Is Supported    
FLEX Credit Union Technology Is Supported      
Form3 Is Supported Is Supported    
FPS GOLD Is Supported Is Supported   Is Supported
IBT Apps Is Supported Is Supported    
Jack Henry Is Supported Is Supported Is Supported Is Supported
Juniper Payments, a PSCU Company Is Supported Is Supported   Is Supported
Open Payment Network Is Supported Is Supported Is Supported Is Supported
NetXD Inc. Is Supported Is Supported Is Supported  
nuvono Is Supported Is Supported Is Supported Is Supported
Pidgin, Inc. Is Supported Is Supported Is Supported Is Supported
SHAZAM Is Supported      
Temenos Is Supported Is Supported   Is Supported
Payfinia, A Tyfone Company Is Supported Is Supported    
Vertifi Software, LLC Is Supported Is Supported Is Supported  
Visa Is Supported Is Supported    
Volante Technologies Is Supported Is Supported    

*All organizations certified to Receive Only or Send and Receive Credit Transfer may send a request for payment (RFP). Receive RFP is a configurable setting of the Send and Receive participation type. For more information, refer to the FedNow Service Operating Procedures.

Last Updated May 15th, 2024

Top of Page