Fedwire Funds Extended Remittance Information

In November 2011, the Federal Reserve Banks implemented a message format to support extended-character business remittance information, an improved cover payments solution and better alignment with SWIFT message formats. It also includes a new field tag to support payment notification.

This page provides a one-stop shop for Fedwire message format information. Bookmark or add this page to your FRBservices.org Quick Links for quick reference to format specifications, implementation guides, best practices, articles, frequently asked questions and so much more.

Format Specifications and Implementation Guidance

The Depository Institution Test (DIT) environment can help ensure you are prepared to send and receive a Customer Transfer Plus (CTP) message.


  • The Federal Reserve Banks hosted and recorded online information sessions in early 2011 to help you prepare for the technical aspects of the November 2011 Fedwire message format changes. Information about how to obtain the recording of a session was emailed to Fedwire Funds Service EUACs and Subscribers. Contact the Wholesale Operations Site if you have any questions.
  • Information is also available to help you learn how the Fedwire Funds message format maps to the following industry message formats: CHIPS message format, SWIFT MT format and ISO 20022 (the Universal Financial Industry (UNIFI) Message Scheme).

Background Information

For More Information

  • For a list of contacts for your institution, visit Contact Us

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1 The Federal Reserve Banks do not sponsor, endorse, or recommend any third party or third-party products referenced on this website.

2 The Federal Reserve Banks have reproduced this document with the written permission of Accredited Standards Committee X9, Inc. ("ASC X9") from ASC X9's draft "Balance and Transaction Reporting Specifications (formerly published as BAI2) Edition 1: BTRS," which is intended to become an American National Standard. No other party may copy any part of this material or reproduce it in any form, including on electronic retrieval systems, the Internet, public networks, or otherwise, without the written permission of ASC X9. Copies of all ANSI X9 standards and technical reports can be purchased from ASC X9's eStandards Store. Go to www.x9.org click on the Standards tab, and then select "Purchase X9 Standards. The Federal Reserve Banks do not sponsor, endorse, or recommend any third party or third-party products referenced on this website.

3 First published in Journal of Payments Strategy & Systems, Vol. 3, No. 3, 2009, pp. 236-242. 2009 by Henry Stewart Publications. The Federal Reserve Bank of New York has the written permission of Henry Stewart Publications to republish this article.

"SWIFT" is a trademark of S.W.I.F.T. SCRL

"CHIPS" is a registered service mark of The Clearing House Payments Company L.L.C.

"ISO" is a registered service mark of International Organization for Standardization.