Savings Bonds for Financial Institutions Operations Resources

The following resources provide detailed operational guidelines to issuing and paying agents of U.S. Savings Bonds, including:

Savings Bond Resource Guide

Issuing

Savings Bonds Direct® and User Guide

Savings Bonds Direct (SBD) gives savings bond agents the ability to order Series EE and Series I savings bonds electronically using a secure (encrypted) Internet application. Benefits of using an electronic connection include reliable and faster delivery of orders to the Treasury Retail Securities Sites. Savings Bonds Direct provides an additional timesaving feature for ordering savings bonds: you can set up a customer profile for those who frequently request savings bonds so each order only requires a new date to be entered. The user guide for using SBD is available to credentialed users within the SBD application at www.savingsbondsdirect.gov. (Off-site Link)

More Information about getting started with Savings Bonds Direct can be found on Becoming an Issuing and Paying Agent.

PCRDS32 Software

The Treasury Retail Securities Sites offer a free, user-friendly software package that lets you order savings bonds on any PC with the Microsoft Windows operating system. Simply save the order file on a diskette or CD and mail it to us.

If you use Savings Bonds Direct or a mainframe-to-mainframe connection, you can prepare the order on any PC with Windows and transmit the file over Savings Bonds Direct or a mainframe-to-mainframe connection. To order PCRDS32 for Windows, call your Treasury Retail Securities Site or download the software here (Off-site Link). You can also download the PCRDS 32 User Guide (Off-site Link, PDF) which gives detailed installation and operation instructions for PCRDS 32.

Savings Bond Pro® Software

Savings Bond Pro is an electronic interactive software system for processing U.S. Savings Bonds that is free to all agents. It is a Windows-based application that runs on a Windows 95 or higher operating system. Savings Bond Pro can be used to issue savings bonds, price savings bonds, reprint receipts, edit transactions, summarize transactions, download new values and print redemption tables. Savings Bond Pro reduces improper payments by allowing you to use a bond's serial number to determine if it has been reported to the Treasury as lost, stolen, destroyed or if the customer reported never receiving the bond. If your PC has the Microsoft Windows operating system, Savings Bond Pro software can be used to calculate redemption values.

To order a free copy of Savings Bond Pro, contact the Bureau of the Public Debt by phone (304) 480-6888 or e-mail bondpro@bpd.treas.gov.

Paying

Guide to Cashing Savings Bonds (PDF) (Off-site Link)

The Guide to Cashing Savings Bonds (PD P 0022) outlines your responsibilities and liability as a qualified agent for redeeming savings bonds. The guide includes the three basic types of identification you can request from customers redeeming savings bonds, as well as examples of acceptable identification.

Using the guide in conjunction with Savings Bond Pro® software will help you avoid errors and potential financial loss for your institution. Your institution may order unlimited quantities of this guide free of charge from your Treasury Retail Securities Site

Circular 888 Stamp

The Circular 888 stamp helps you provide fast service to customers who redeem large quantities of savings bonds. Instead of the customer signing each savings bond, your institution stamps the back of each bond with the Circular 888 stamp.

Circular 888 stamps are available only to qualified paying agents. The first stamp is available at no charge. If you are interested, please contact your Treasury Retail Securities Site.

Interest Rates and Savings Bond Pricing Tools

Find rates for Series EE/E savings bonds, Series I savings bonds and Savings Notes (Off-site Link).

Additionally, the Department of the Treasury offers a variety of tools to help customers with pricing bonds.

Savings Bond Calculator (Off-site Link)

Find out what your bonds are worth with the Treasury's online calculator. The calculator will price Series EE, E, I bonds, and Savings Notes. Features include current interest rate, next accrual date, final maturity date, year-to-date interest earned, and more.

Savings Bond Wizard® (Off-site Link)

Savings Bonds Wizard is a downloadable tool offered by the Treasury to help individuals manage their savings bonds. The application requires Windows 95 or later. Savings Bond Wizard is a trademark of the U.S. Department of the Treasury, Bureau of the Public Debt.

Savings Bond Pro® Software

Savings Bond Pro is an electronic interactive software system for processing U.S. Savings Bonds that is free to all agents. It is a Windows-based application that runs on a Windows 95 or higher operating system. Savings Bond Pro can be used to issue savings bonds, price savings bonds, reprint receipts, edit transactions, summarize transactions, download new values and print redemption tables. Savings Bond Pro reduces improper payments by allowing you to use a bond's serial number to determine if it has been reported to the Treasury as lost, stolen, destroyed or if the customer reported never receiving the bond. If your PC has the Microsoft Windows operating system, Savings Bond Pro software can be used to calculate redemption values.

To order a free copy of Savings Bond Pro, contact the Bureau of the Public Debt by phone (304) 480-6888 or e-mail bondpro@bpd.treas.gov.

Savings Bond Redemption Tables (Off-site Link)

Savings Bond Redemption Tables are used to find the values and interest earned for EE/E Bonds, I Bonds, and Savings Notes.

Forms

Download single copies of forms (Off-site Link)

For your convenience, the majority of the forms are fillable. You may complete the form on your screen, print it, and give it to your customer to sign and submit. Using online forms provides instant access to the forms you need, ensures you always have the most current forms on hand, and eliminates the hassle of maintaining a file drawer of forms.

To order forms in bulk, contact your servicing Treasury Retail Securities Site, or order online (Off-site Link)

Packets

The following packets should be used by a financial institution when they cannot complete a customer transaction and must forward it to the Bureau of the Public Debt for processing. Use these packets when instructed by a Treasury Retail Securities Site.

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