Fedwire® Services Operating Hours

Fedwire Funds Service Operating Hours
as noted in Operating Circular 6

Online: 9:00 p.m. to 6:30 p.m. ET

  • Opening of Fedwire Funds Service 9:00 p.m. ET
  • Cut-off (Foreign Payment Orders) 5:00 p.m. ET
  • Cut-off (Other than Settlement Payment Orders) 6:00 p.m. ET
  • Cut-off (Settlement Payment Orders) 6:30 p.m. ET

Offline: 9:00 a.m. to 6:00 p.m. ET

  • Begin accepting instructions 9:00 a.m. ET
  • Cut-off (Foreign Payment Orders) 4:30 p.m. ET
  • Cut-off (Other than Settlement Payment Orders) 5:30 p.m. ET
  • Cut-off (Settlement Payment Orders) 6:00 p.m. ET

Please note: The Federal Reserve Banks funds transfer business day begins at 9:00 p.m. Eastern Time (ET) on the preceding calendar day and ends at 6:30 p.m. ET regardless of the Reserve Bank’s geographic location or time zone. For example, on a Sunday, the Fedwire Funds Service will open at 9:00 p.m. ET with a cycle date of Monday, although transfers sent from 9:00 p.m. to midnight ET on Sunday will settle in real time on Sunday.

Fedwire Securities Service Operating Hours
as noted in Operating Circular 7 

Online: 8:30 a.m. to 7:00 p.m. ET

  • Opening of Fedwire Securities Service 8:30 a.m. ET
  • Cut-off (Interbank Originations) 3:15 p.m. ET
  • Cut-off (Interbank Reversals) 3:30 p.m. ET
  • Cut-off (Repositioning against payment) 4:30 p.m. ET
  • Cut-off (Repositioning free of payment) 7:00 p.m. ET

Offline: 9:00 a.m. to 4:00 p.m. ET

  • Begin accepting instructions 9:00 a.m. ET
  • Cut-off (Same-day Instructions) 1:30 p.m. ET
  • Cut-off (Future-day Instructions) 4:00 p.m. ET

Please note: The Federal Reserve Banks funds transfer business day begins at 9:00 p.m. Eastern Time (ET) on the preceding calendar day and ends at 6:30 p.m. ET regardless of the Reserve Bank’s geographic location or time zone. For example, on a Sunday, the Fedwire Funds Service will open at 9:00 p.m. ET with a cycle date of Monday, although transfers sent from 9:00 p.m. to midnight ET on Sunday will settle in real time on Sunday.

For information on requesting an extension to these operating hours, review the Fedwire Services Extension Guidelines. For additional information about the Fedwire Funds Service , Fedwire Securities Service or the National Settlement Service, visit the service offerings pages or contact your account executive.

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