Destination Check 21 Resource Center

This essential stop on your journey toward electronic check clearing provides comprehensive information to help you understand and benefit from the Check 21 Act. The Federal Reserve Banks' Check 21-enabled services-FedForward®, FedReturn® and FedReceipt®--are designed to help you transform your operations to clear dollars faster, reduce transportation costs, streamline backroom operations and extend deadlines.

Use the powerful Check 21 Business Value Calculator (Off-site Link) to quickly determine your business case for Check 21-enabled services

Learn more about Check 21 through information videos, case studies and more.

Read what customers say about the service

"The first thing we saw was that our funds availability jumped to 95% immediately after FedForward implementation. All the features of Check 21 have been turned into benefits at Independence Bank."

--Connie Holmes, Vice President of Independence Bank Read more

"On peak days when return item processing would typically extend into the evening, FedReturn has allowed us to shave that off to the 4:00-5:00 time frame."

-- Greg Snell, Director of Transaction Services at Commerce Bank.
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"The combination of FedForward and FedReceipt Plus services helped us eliminate over $125,000 a year in third-party processing and courier costs."

--Mark Miller, Executive Vice President and Director of Operations at Premier Bank Read more

Read more case studies

Getting Started

To get started, determine which Check 21 Service Offerings is right for you and review setup information. Or let us know when you are ready to get started.